Alan has been a trusted source of investment advice to Australians for many years, and in 2005 he founded Eureka Report - Australia’s #1 online investment report.
Flatlining growth in Commonwealth Bank's second half suggests economic uncertainty and weak consumer and business confidence are likely to weigh on the bank's future profitability.
A rising unemployment rate, subdued wage growth, and already high levels of indebtedness mean the property market is becoming less appealing for investors and home buyers alike.
People already encounter traps in signing up to electricity contracts, so opening the market to more complex retail offerings, incorporating products like solar, batteries and smart appliances could be overwhelming.
A persistent decline in wages and rise in spare capacity suggest Australia's next recession will have fewer job losses than in the early '90s, but wage growth will be much weaker.
Read more here: Business Spectator